Author Archives: Jay Butchko
Who Will Know I Filed For Bankruptcy?
If you are dealing with overwhelming debt, one of your best options is filing for bankruptcy. According to research, more than one million Americans file for bankruptcy every year. If you file for bankruptcy, you may be able to eliminate most, if not, all of your debts. However, the reality is that the decision… Read More »
Is It Possible For Me To Fire And Replace My Bankruptcy Attorney?
If you are not satisfied with the service your current bankruptcy attorney is providing you, you might be wondering whether you can fire them and hire a new attorney. So, can you fire and replace your bankruptcy attorney? Of course, you can. You are not tied to your bankruptcy attorney. The same way you… Read More »
Can Filing For Bankruptcy Keep You From Being Evicted?
If you are in a situation where you fear being evicted because of rent arrears or have already received an eviction notice, it is crucial that you avoid feeling as though you don’t have options. Indeed, if you have the ability to, you should pay your rent arrears. But, if you don’t, remember you… Read More »
Can Filing For Bankruptcy Stop A Creditor Lawsuit
When a debtor fails to pay their debts, a creditor has several available options that can help them collect their money. For example, a creditor can write a letter requesting payment or forward a debtor’s information to a debt collection agency. While most creditors choose “self-help” remedies and collection agencies, a civil lawsuit is… Read More »
Should You File For Bankruptcy In Pennsylvania Before Or After A Divorce?
Financial hardships and divorce are two of the most stressful things you can go through in life. Sadly, dealing with the two at the same time is more stressful. Unfortunately, it is not uncommon for people to find themselves in a situation where they are dealing with financial hardships and divorce at the same… Read More »
Understanding Some Basics About the Bankruptcy Automatic Stay
Unfortunately, many people struggling with overwhelming debt have to deal with creditor or debt collector harassment. Indeed, when you fail to pay back a creditor, they have the right to take action against you to get their money back. However, most creditors embrace unacceptable tactics when trying to get debtors to pay them what… Read More »
Will Filing For Bankruptcy Make Me Lose My Job Or Affect My Chances Of Getting A Job?
If you are struggling financially because of overwhelming debts, one of the options that can help you is bankruptcy. With a Chapter 7 bankruptcy, you can manage to have most, if not all, of your debts discharged. Debtors have no legal obligation to pay discharged debts. On the other hand, with a Chapter 13… Read More »
3 Common Bankruptcy Myths Debunked
Unfortunately, as much as the many benefits of financial relief that bankruptcy has offered and continues to offer many people, some still have many negative opinions about filing for bankruptcy relief. However, even though some people have negative perceptions about bankruptcy, some things people say or write about bankruptcy are simply false. Deciding to… Read More »
What Is A Bankruptcy Dismissal?
After you file for bankruptcy, you can either get a discharge or a dismissal. These two terms are often confusing to many, and some even assume that the two terms mean the same thing. A bankruptcy dismissal is not the same as a bankruptcy discharge. When you file for bankruptcy, your goal is to… Read More »
Can Bankruptcy Stop Me From Keeping My Inheritance?
Once you decide to file for bankruptcy, you need to consider several things before and prepare for all the effects of bankruptcy. For example, you need to consider the fact that a bankruptcy can stay on your credit report for up to ten years. However, please note that it is not true that filing… Read More »