Author Archives: Jay Butchko
Why Would the Court Dismiss Your Bankruptcy Case?
Bankruptcy can be a good option for people struggling with overwhelming debt. Filing for bankruptcy can allow you to discharge your debts. It can give you a chance to start over financially. However, not all bankruptcy filings are successful. Sometimes, the court may dismiss a bankruptcy case before issuing a debt discharge. Understanding the… Read More »
Car Repossession and Chapter 13 Bankruptcy
Having your vehicle repossessed due to defaulting on your loan or missed payments can be a stressful and overwhelming experience, especially if you rely on your car for daily activities like commuting to work, school, or running errands. Unfortunately, quite a number of people have to deal with the reality of having their vehicles… Read More »
5 Crucial Factors To Consider When Choosing a Criminal Attorney
Facing criminal charges can be scary. Being charged with a crime brings about the possibility of being sent to jail and paying huge monetary fines. During such challenging times, it is vital to have a criminal attorney by your side. While you have the right to proceed “pro se” (representing yourself without an attorney),… Read More »
Limited Tort vs. Full Tort in Pennsylvania
When choosing automobile insurance in Pennsylvania, it is vital for a driver to understand the different available options. Pennsylvania is one of the “Choice” no-fault states. This means that in Pennsylvania, drivers can choose the no-fault system or opt out of it and choose a tort policy. Drivers who prefer a tort policy must… Read More »
How Is the Chapter 13 Bankruptcy Repayment Plan Determined?
When struggling with overwhelming debt, one of the options that may offer relief is filing for bankruptcy. One of the types of bankruptcies that individuals can file is Chapter 13 bankruptcy. Chapter 13 bankruptcy allows debtors to restructure their debts and create a manageable repayment plan while keeping their assets. Usually, with Chapter 13… Read More »
Can I Get a Mortgage After Filing for Bankruptcy?
If you are struggling with overwhelming debt, filing for bankruptcy can offer you a fresh financial start. Many people benefit from filing for bankruptcy every year. According to statistics, in 2023, there were 434,064 individual bankruptcy filings in the United States of America. This was a 16% increase compared to 2022. However, filing for… Read More »
Documents You Need for a Chapter 7 Bankruptcy Filing
If you are struggling with overwhelming debt, one of the best options is filing for Chapter 7 bankruptcy. With Chapter 7 bankruptcy, also called “liquidation bankruptcy,” the bankruptcy trustee liquidates your non-exempt assets to repay creditors. In return, your qualifying unsecured debts, such as medical bills, credit card balances, and personal loans, are discharged. … Read More »
5 Top Reasons To Consider Filing for Bankruptcy
If you are struggling with overwhelming debt, one of the options available to you is filing for bankruptcy. However, we understand that the decision to file for bankruptcy may not be easy. Bankruptcy is often associated with negative connotations. For example, some people view bankruptcy filers as financially irresponsible. It is crucial to remember… Read More »
Reasons To Choose Chapter 13 Bankruptcy
After deciding to file for bankruptcy, one of the most crucial things you can do is choose the right type of bankruptcy to file. Choosing between a Chapter 7 and Chapter 13 bankruptcy depends on individual goals and circumstances. If you are considering filing for bankruptcy, you should know that selecting which type of… Read More »
4 Reasons To Choose Chapter 7 Bankruptcy
If you cannot meet your debt obligations, you may benefit from the protections provided by bankruptcy. When it comes to bankruptcy, there are different options. The two main types of consumer bankruptcy in the United States of America are Chapter 7 and Chapter 13. Whether Chapter 7 or Chapter 13 bankruptcy is the right… Read More »